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Greater Bank Personal Loans

Want more?

Get more with a Personal Loan from Greater Bank. Here’s how.

Greater Bank Personal Loans

Choosing the right loan for you

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New Car Loan

Interest Rate 5.99 % p.a.
Comparison rate 6.37 %^ p.a.
Secured New Car Loan - Fixed rates for 1-7 years

If you’re shopping around for a new car, van, ute or 4WD, put your foot down and check out our New Car Loan.

New Car Loan
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Secured Personal Loan

Interest rate 6.78 % p.a.
Comparison rate 7.17 %^ p.a.
Secured Personal Loan - Fixed rates for 1-7 years

Our Secured Personal Loan is great for those big purchases where you’re able to offer security against the loan. Great for used cars, motorbikes, home renos - even boats and caravans.

Secured Personal Loan
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Unsecured Personal Loan

Interest rate 8.99 % p.a.
Comparison rate 9.38 %^ p.a.
Unsecured Personal Loan - Fixed rates for 1-5 years

If you’ve got big plans, but aren’t able to provide security against a loan, check out our Unsecured Personal Loan. The perfect option for travelling, furthering your career, planning a wedding or even consolidating existing debt.

Unsecured Personal Loan

 

Why choose a Greater Bank Personal Loan?

Those rates, tho…

Our competitive interest rates let you focus on enjoying life, rather than paying for it.

Interest rates

Your loan - your way

Manage your loan anywhere, anytime in our app, and access free online redraw when you need it.

Pay it off early

Extra repayments without being penalised? Yes, please. Ahead on your loan? Take a break from repayments. Plus - fixed rates over the life of the loan make budgeting a cinch.

Quick and secure

Apply securely online in minutes, with approvals in as little as 24 hours.

 

Got a question about our Personal Loans?

For a Secured Personal Loan and New Car Loan, you can apply for a loan between $5,000 to $100,000.

For an Unsecured Personal Loan, you can apply for a loan between $5,000 to $50,000.

 

A comparison rate combines the:

  1.  loan interest rate you will be charged per year on the balance of your loan, with
  2.  the upfront, ongoing and final loan fees and charges you will also need to pay.

The comparison rate can help you estimate the total cost of a loan over a year.

Check out our range of personal loans and our current interest rates.

At Greater Bank, we don’t think you should have to wait to get what you want.

That’s why we aim to approve your Personal Loan within 24 hours.

Anyone can apply for a Personal Loan with Greater Bank, providing that you:

  • are 18 years or older,
  • have a satisfactory credit history, and;
  • are an Australian permanent resident.

While our Personal Loans are designed to help you get what you want sooner, it’s important to get the right loan for your needs.

  • Our New Car Loan can be used to purchase a new car, van, utility, 4-wheel drive for personal use.
  • Our Secured Personal Loan can be used to purchase a used car, new caravan or boat for personal use.
  • Our Unsecured Personal Loan can be used for any worthwhile personal purchase.
More FAQs More FAQs

 

Compare the features and benefits of our Personal Loans

Compare 3 products
New Car Loan
Looking at buying a new car? Greater Bank's New Car Loans feature a great value rate, flexible repayments and low fees. Apply now and get behind the wheel sooner.
Secured Personal Loan
Offering low interest rates, minimal fees and a fast approval process, our Secured Personal Loans can help you get what you want sooner. Apply online in minutes!
Unsecured Personal Loan
Greater Bank offer unsecured loans with low rates. Apply online today and get approval for a personal loan in as little as 24 hours.
Interest Rate 5.99 % p.a.
Comparison rate 6.37 %^ p.a.
Secured - Fixed rates for 1-7 years
Interest rate 6.78 % p.a.
Comparison rate 7.17 %^ p.a.
Secured - Fixed rates for 1-7 years
Interest rate 8.99 % p.a.
Comparison rate 9.38 %^ p.a.
Unsecured - Fixed rates for 1-5 years
Key Features
We lend up to 110% of the value of your new car.
Key Features
Get pre-approved so you can shop with confidence or start planning your project.
Key Features
When borrowing, you don’t have to offer collateral as security for the loan.
Maximum Loan Term
7 years
Maximum loan amount
$100,000
Minimum loan amount
$5,000
Additional repayments
Access to redraw
Available if self employed
Establishment fee
$275
Annual fee
Maximum loan term
7 years
Maximum Loan Amount
$100,000
Minimum loan amount
$5,000
Additional repayments
Access to redraw
Available if self employed
Establishment fee
$275
Annual fee
Maximum loan term
5 years
Maximum loan amount
$50,000
Minimum loan amount
$5,000
Additional repayments
Access to redraw
Available if self employed
Establishment fee
$275
Annual fee

 

Applying for a Personal Loan

What you’ll need to apply for a Greater Bank Personal Loan

So that you can make your application a breeze, it helps to have the following handy:

  • Your current and previous employer details including name, address and contact number;

  • What you currently earn;

  • Current loan repayments and other payments you make;

  • Credit and store card limits and the value of your assets, and;

  • What your average monthly general living expenses are.
What to expect after applying

After you apply, you’ll receive an email from our lending experts with your next steps. Simple! 

What you’ll need to apply for a Greater Bank Joint Personal Loan

To get things started, all we need is a few simple details. That’s it.

Our Joint Personal Loan Enquiry Form lets one of our lending experts know that you’re ready to apply with more than one applicant, and they’ll reach out to you.

Before our lending team gets in touch, it helps to have the following handy for all applicants:

Your current and previous employer details including name, address and contact number;

  • What you currently earn;
  • Current loan repayments and other payments you make;
  • Credit and store card limits and the value of your assets, and;
  • What your average monthly general living expenses are.
What to expect after applying

After speaking with our lending team, it’s over to us to do all the heavy lifting. You’ll hear from us again before long with the outcome of your application.

Can't quite find what you're after?

Got a question?

Maybe you’re not alone. Our FAQs answer some of the more common banking questions we get asked.

Frequently asked questions

Drop into a branch

Our friendly staff are happy to help with all your banking needs. Find a location near you across NSW and South East QLD.

Find a branch

Get in touch

Call us Monday to Friday 8:00am – 6:00pm and Saturdays 8:00am – 1:00pm AEST.

13 13 86

*Conditions, fees and charges apply to all loans. Subject to meeting Greater Bank's lending criteria.

Greater Bank, part of Newcastle Greater Mutual Group Ltd ACN 087 651 992, Australian Financial Services Licence/Australian credit licence 238273 

To qualify for the New Car Loan interest rate, the loan must be to purchase a new car, van, utility, 4-wheel drive for personal use. Demonstrator vehicles with less than 5,000 kms on the odometer will be categorised as New for this purpose. Vehicles purchased second hand, refinanced, boats, motor cycles, caravans and trailers will not qualify for the New Car Loan interest rate.

^ Personal Loan comparison rates are based on $30,000.00 for a term of five (5) years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates are subject to change without notice. Comparison Rate Schedules are available at your local branch. Please read our Terms and Conditions for more information.

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