A great value low rate, low fees and secure, convenient purchasing through Visa.
A low annual fee.
Cards can be added to your digital wallet to use with Apple Pay and Google Wallet.
Worldwide secure acceptance using the Visa network.
Convenience of Visa payWave, Click to Pay with Visa, Visa Secure, BPAY® and Visa Offers.
Temporarily lock your card if you suspect it’s been lost or stolen.
Pay and get paid faster with Osko® and PayID® .
| Visa Credit Card | Interest rate |
|---|---|
| Variable | 9.95% p.a. |
| Cash_advance | 9.95% p.a. |
| Purchase | 9.95% p.a. |
| Annual Fee | $49* |
| Foreign currency conversion fee | 3.00% |
*The next annual fee will be waived if a minimum of $12,000.00 is spent annually.
The above are a selection of our fees only. Additional Fees and Charges may apply. For further information please view the Consumer Credit Card Terms and Conditions, Credit Card Key Fact Sheet and Lending Products Product Schedule.
Our Visa Credit Cards can be used for any worthwhile purchase, up to your individual card limit.
Anyone can apply for a Visa Credit Card with us, provided that you:
Need to access an increased limit on your Greater Bank Visa Credit Card? No problem.
You can apply for an increase through Online Banking, or by attending a branch.
Need the limit decreased on your Greater Bank Visa Credit Card? We can help with that!
Request a decrease online below, or through Online Banking, our Mobile App, or in any of our branches.
Want to close your Greater Bank Visa Credit Card? Here's how.
Request a card closure online below, or through Online Banking, our Mobile App, or in any of our branches.
Activating your Greater Bank Card is easy and can be done in a number of ways
Most of our customers choose this option as it's the easiest
Drop into your nearest branch
Yes, you can change your PIN via Greater Bank's mobile app, online banking or ATM network by selecting the PIN Change option.
If changing your PIN via the ATM Network you must know your current PIN to be able to change it.
You should ensure that only you know your PIN and be mindful when choosing a new PIN. i.e. avoid a PIN that contains repeating digits such as 9999, or digits in a sequence such as 1234 or numbers that represent information others may know about you such as birthday, year of birth or address.
Whether your card has been lost or stolen, or it is simply a little worse for wear, you need to get in touch with Greater Bank as soon as possible to organise a replacement.
You can apply for a limit increase in a number of ways:
As soon as you realise your card is missing it’s important to either lock, block or cancel your credit card.
You can do this easily via the Greater Bank app or online banking.
You can also call our Contact Centre on 13 13 86 during business hours or visit any of our branches.
It is a good idea to regularly review your monthly transaction on your statement. We are here to help if you want to dispute a transaction.
If you’ve been issued with another card make sure you update any regular bill payments you might have set up.
Some standard ones are Netflix, Spotify, Apple accounts, Phone, Gas and Electricity.
There are many ways to close your credit card.
You can request a card closure using the online form, or visit us in any of our branches.
You can also close your card through our mobile app or online banking.
Maybe you’re not alone. Our FAQs answer some of the more common banking questions we get asked.
Our friendly staff are happy to help with all your banking needs. Find a location near you across NSW and South East QLD.
Call us Monday to Friday 8:00am – 6:00pm and Saturdays 8:00am – 1:00pm AEST.
*Conditions, fees and charges apply to all loans. Subject to meeting Greater Bank's lending criteria.
Greater Bank, part of Newcastle Greater Mutual Group Ltd ACN 087 651 992, Australian Financial Services Licence/Australian credit licence 238273
View our Credit Card Conditions of Use, Credit Card Key Fact Sheet and interest rates for further details.
Android, Google Wallet and Google Pay are trademarks of Google LLC. Read the Google Pay Terms and Conditions.
PayID is a registered trademark of NPP Australia Limited. Osko by BPAY and BPAY are registered to BPAY Pty Ltd ABN 69 079 137 518. You should review the relevant payment facility terms and conditions available on our website before deciding whether a service is appropriate for your personal circumstances.
