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Transaction accounts designed for:

Everyone

Our Access Account is designed to make banking simple. Packed with lots of the good stuff, like convenient access to your money, and less of the not-so-good stuff like account keeping fees.

Adults and young adults

By making an Ultimate Access Account your main account, you can say goodbye to transaction fees by making sure your deposits each month exceed $2,000.

55+ and retired

We understand that when you turn 55, your banking needs may change. Our Retirement Plus Account strikes the right balance between an everyday account and a savings account.

Compare our Everyday Accounts

Compare 3 products
Ultimate Access Account
Not to brag, but if you prefer to go cashless and shop using your card, the clue’s in the name here.
Access Account
If you still prefer a mixture of cash and card use, our Access Account is the great all-rounder.
Retirement Plus
Our Retirement Plus rewards you with higher interest dependent on your balance, while still giving you convenient access to your money.
Interest rate 2.40 % p.a.
For portions of your balance above $100,000.00. Calculated daily, paid monthly
Key Features
Fully functional everyday account with card, ATM, cheque, branch, Online Banking and Visa International access all available.
Deposit at least $2,000 in a month (like your salary) and avoid transaction fees with full access to your money 24/7.
Interest Calculation - N/A
If the monthly deposits to the account don't exceed $2000, transaction fees apply.
Key Features
Fully functional everyday account with card, ATM, cheque, branch, Online Banking and Visa International access all available.
A convenient everyday transactional account with full access to your money 24/7.
Interest calculated daily, paid 6-monthly.
Transaction fees only apply after Fee-Free allowance and Rebates are exhausted in any month.
Key Features
Available once you are 55 yrs of age or older. Solid rate of interest with all the features of an Everyday account.
A great all-in-one account for over 55's, with the convenience of an Everyday account, but with interest paid at good rates.
Interest calculated daily, paid monthly.
Transaction fees only apply after Fee-Free allowance and Rebates are exhausted in any month.
Visa Debit Card
Apple Pay
Google Wallet
ATM Access
eftpos
BPAY®
Osko® and PayID®
Scheduled payments
Extended hours branch access
Visa Zero Liability
Verified by Visa
Account-keeping fees^
Visa Debit Card
Apple Pay
Google Wallet
ATM Access
eftpos
BPAY®
Osko® and PayID®
Scheduled payments
Extended hours branch access
Visa Zero Liability
Verified by Visa
Account-keeping fees^
Visa Debit Card
Apple Pay
Google Wallet
ATM Access
eftpos
BPAY®
Osko® and PayID®
Scheduled payments
Extended hours branch access
Visa Zero Liability
Verified by Visa
Account-keeping fees^
View Ultimate Access Learn more View Retirement Plus

Get started now

Open an account

Whether you're currently banking with us or not, opening an account of your choice online is easy and takes just minutes.

Have some details handy

To make account opening a little easier, there's a few things you'll need to have handy below.

Activate your card

Once you receive your VISA Debit Card, activate it online and you're good to go!

Can't quite find what you're after?

Got a question?

Maybe you’re not alone. Our FAQs answer some of the more common banking questions we get asked.

Frequently asked questions

Drop into a branch

Our friendly staff are happy to help with all your banking needs. Find a location near you across NSW and South East QLD.

Find a branch

Get in touch

Call us Monday to Friday 8:00am – 6:00pm and Saturdays 8:00am – 1:00pm AEST.

Call 13 13 86

^ Other fees and charges may apply. Refer to the relevant Product Schedule for further information.

Any advice is general and does not take into account your objectives, financial situation or needs. You should consider whether the product is suitable for you and your personal circumstances.

Greater Bank, part of Newcastle Greater Mutual Group Ltd ACN 087 651 992, Australian Financial Services Licence/Australian credit licence 238273 

Transaction fees may apply if the fee allowance is exceeded. For full terms, conditions, fees and charges on an Access Savings account, see the relevant Product Schedule.

Android and Google Pay are trademarks of Google LLC. Read the Google Pay Terms and Conditions.

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, MacBook Pro, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Touch Bar is a trademark of Apple Inc.

PayID is a registered trademark of NPP Australia Limited. Osko by BPAY and BPAY are registered to BPAY Pty Ltd ABN 69 079 137 518. You should review the relevant payment facility terms and conditions available on our website before deciding whether a service is appropriate for your personal circumstances.